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Thursday, 8 May 2008

A credit management database for farmers...

A fantastic development suggested not too long ago by MrK on this blog :

....Cotton Association of Zambia, with the assistance of the Zambia National Farmers Union (ZNFU), the government and USAID has launched Credit Management Database, whereby the industry would build up a history and type of credit reference bureau to identify not only the farmers with excellent loan repayments, but also those farmers with poor loan repayment histories....


  1. Hmmm.. Cotton.

    See, it would really get interesting when such mechanisms would exist for non-export crops.
    Because usually cash crop producers have much better access to credit, usually through their exporters (as the products go through their hands anyway).

    Here is an interesting paper on that issue.

  2. This is a great start. A database for all entrepreneurs (including farmers) to follow.

    If other industries were to follow, in the end this could lead to a national database.

    It is all part of building the country's (financial) infrastructure.


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