The World Bank has just released the results of its comprehensive Doing Business series. The report on Zambia is embedded below for ease of access. The general result is that Zambia continues to improve, jumping nine places in the rankings. The main reform in the past year was "access to credit information" . The Bank of Zambia (BOZ) have now made it mandatory for banks and nonbank financial institutions registered with BOZ to use credit reference reports and provide data to the credit bureau. Further information and comparative statistics can be found on the above website.